Terms & Conditions

1. Acceptance of Terms

By accessing and using the website vornemx.com (hereinafter, the "Site"), you agree to be bound by these Terms and Conditions, as well as our Privacy Policy and Cookie Policy. If you do not agree with any of these conditions, please do not use the Site.

Vornemx Consultoría Financiera S.A. de C.V. (hereinafter, "Vornemx") reserves the right to modify these terms at any time. Modifications will take effect upon publication on the Site.

2. Description of Services

Vornemx offers consulting and information services in personal finance, financial education, and guidance on government support programs. The content published on the Site is informational and educational in nature.

Vornemx is not a financial institution, bank, investment firm, or brokerage house. We do not grant credits, loans, or financial products. Our services consist exclusively of guidance and consultative advice, registered with the National Commission for the Protection and Defense of Financial Services Users (CONDUSEF) under number 14723-2021.

3. Permitted Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. The following is prohibited: reproducing, duplicating, or copying Site content for commercial purposes without written authorization; using the Site in a manner that could damage, disable, or overload our servers; attempting unauthorized access to restricted areas of the Site; and using robots, scrapers, or other automated means to extract data from the Site.

Vornemx reserves the right to restrict access to any user who violates these conditions.

4. Intellectual Property

All content on the Site, including texts, graphics, logos, images, audio clips, data compilations, and software, are the property of Vornemx or its licensors and are protected by Mexican intellectual property laws, including the Federal Copyright Law and the Industrial Property Law.

The "Vornemx" brand and associated logo are registered trademarks. Their use without prior written authorization is strictly prohibited.

5. Limitation of Liability

The information provided on the Site is offered "as is" and "as available." Vornemx does not guarantee that the information is accurate, complete, or up-to-date at all times. Financial decisions you make based on the Site's information are at your own risk.

In no event shall Vornemx, its directors, employees, or consultants be liable for direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use the Site or the services offered, including loss of profits, data, or business opportunities.

6. Personal Data Protection

The processing of your personal data is governed by our Privacy Policy, prepared in accordance with the Federal Law on Protection of Personal Data Held by Private Parties (LFPDPPP). By using the Site and providing your data, you consent to the processing described in that document.

To exercise your ARCO rights or submit any request related to your personal data, please refer to our Privacy Policy.

7. Links to Third-Party Sites

The Site may contain links to third-party websites that are not under Vornemx's control. We are not responsible for the content, privacy policies, or practices of such sites. The inclusion of a link does not imply endorsement of the linked site by Vornemx.

We recommend reading the terms and privacy policies of any third-party website you visit.

8. Applicable Law and Jurisdiction

These Terms and Conditions are governed by the laws of the United Mexican States, including the Commercial Code, the Federal Consumer Protection Law, and applicable legislation on electronic commerce.

For the resolution of any dispute arising from the interpretation or performance of these Terms, the parties submit to the jurisdiction of the competent courts of Mexico City, expressly waiving any other jurisdiction that may correspond to them by reason of their present or future domicile.

9. Contact

For any inquiries related to these Terms and Conditions, you may contact us via: email at legal@vornemx.com, phone at +52 (55) 4170-8523, or at our address: Av. Paseo de la Reforma 505, Floor 32, Col. Cuauhtémoc, C.P. 06500, Mexico City, CDMX, Mexico.